Since I reached division 6 today in doc rivals I just keep marching up with teams that are fare better than mine. I have an 85 rated squad that I’m very proud of. But now I face opponents with 89+ rated team and even though I can manage to keep up tu them with draws or very close defeats its not fair at all since they win not because they are better than me but just because the team they have is better than mine
Your team and its rating do not factor into Matchmaking.
What does factor in is
1. Your Location
2. Your Skill Rating
For more information on matchmaking refer to article: (https://help.ea.com/en-us/help/fifa/fifa-ultimate-team-division-rivals/)