Re: Yo so is this what should be happening??
Great! Glad you found the problem and got it fixed.
As to creating a new user folder ("The Sims 4" folder), it's pretty easy. All you have to do is rename your current one to something else or move it out of the Electronic Arts folder to elsewhere on your computer, then start the game. A new one will be automatically created during the process of game startup. After going through the process of making and placing the mandatory sim, you just save and quit, and it's done. Then you have something to work in for testing and other things. For instance, since I play the game with mods, I have several user folders that I switch in and out for various things, like a no mods folder for testing new lots and downloaded sims and for replicating problems and troubleshooting lots for posts reported here for other users. I also have a separate folder where I do all my major lot building in a vanilla save and then my main play folder where I use mods.
And as an FYI since you're a mod user, every time there is a game update, @luthienrising publishes a broken mod list which you can find here at AHQ. The current one is Broken and Updated Sims 4 Mods and CC: 1.111, Dec. 3, 2024 Game Update - Answer HQ. It's a good resource when you're troubleshooting your game when you run into a problem, particularly after a game update or a new pack is released.
Have fun with your game!